Terms and Conditions of Use of the Website (“Terms of Use”)

In these Terms of Use:

“Website” means the website appearing on the domain name [https://www.sparkasse-bank-malta.com];

“We”, “us”, “our” and the “Bank” refers to Sparkasse Bank Malta public limited company; and

“You” and “your” refers to the person (whether natural or legal) accessing or using the Website.

These Terms of Use govern the access to and use of the Website, and the information and links provided on the Website.  By using the Website you confirm your agreement to these Terms of Use, which must be read together with our Privacy Notice.

We may revise and amend these Terms of Use from time to time to reflect changes in market conditions, changes in our business or operations, changes in technology, changes in relevant laws or regulatory requirements and changes in our systems, or for any other reason we may decide. Your continued access to or use of the Website constitutes your acceptance of any such revision or amendment.

While all reasonable effort is made to ensure the accuracy of the information provided on the Website, changes to or updates of any information may not necessarily coincide with the time that such change or update actually took effect, and changes to or updates of information may be made without notice. We accept no responsibility and will not be liable for any loss or damage suffered as a result of your use of or reliance on any information provided on or contained in the Website.

We reserve the right to modify, suspend or discontinue, temporarily or permanently, the Website or any part of it, with or without notice, at any time. We will not be liable for any loss or damage suffered as a result of such modification, suspension or discontinuation.

Nothing on this Website should be considered to be a binding offer by the Bank to provide you or any other persons with any service or product, or be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or product or to engage in any other transaction, or to provide any investment advice or service. Moreover, nothing contained on this Website constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

Any services and products accessible through or mentioned on this Website are available to customers of the Bank only and are subject to general and specific terms and conditions.

You are not allowed to link any other website to this Website without our prior written consent. This Website is the property of the Bank. Logos, pictures, information and other materials provided or contained in the Website are protected by intellectual property rights belonging to the Bank or third parties. Information provided on or contained in this Website is for your personal use only. You may not download, copy, transmit, convert, transcribe, decode, reproduce or modify the Website without our prior written consent. However, you may download documents available in .pdf format and print parts of this website for your own personal use. The display of trademarks within the Website does not imply that any licence is being granted.

Links to third party websites that are provided do not constitute an endorsement by us of any information, products or services in such websites. You use such links entirely at your own risk and we accept no responsibility or liability for the content, use or availability of such websites. We have not verified the truth or accuracy of any content of such websites. The Website may contain some material provided by third parties and we do not necessarily agree with the content of such material. In addition, we accept no responsibility or liability for the accuracy of such material. The inclusion of any company’s or trader's name within the Website should not be construed as a recommendation of that company’s or trader's products or services and we accept no responsibility or liability for any act or omission by such company or trader or any product or service offered by such company or trader

To the fullest extent permitted by law, neither the Bank nor any third party involved in providing or maintaining this Website, accept responsibly or liability for any direct, indirect or consequential loss or damage whatsoever whether in contract, tort, quasi-tort or otherwise, arising out of the access or use of, or reliance on the information contained in, this Website.

Each of the provisions of these Terms of Use is severable from the others, and if at any time any one or more of such provisions, not being of a fundamental nature, is or becomes illegal, invalid or unenforceable, the validity, legality and enforceability of the remaining provisions of these Terms of Use shall not in any way be affected or impaired.

These Terms of Use are governed by Maltese Law.  By accessing the Website, you accept Maltese law as the law governing the use of the Website.  The Courts of Malta shall have exclusive jurisdiction over all claims or disputes arising out of, or in relation to, or in connection with the Website and these Terms of Use.