Disclaimer and Legal Notice

Sparkasse Bank Malta plc Web Site Important Information and Terms and Conditions of Use

This Important Information and these Terms and Conditions of Use relate to how you use Sparkasse Bank Malta plc’s web-site ("Site") and any links provided to other websites.

Note that Sparkasse Bank Malta plc products and services may be subject to separate terms and conditions which govern their use.

Please read the following terms and conditions carefully.

References to "you" or "your" are references to any person, whether legal (through its representative) or natural, accessing this Site.

References to "we", "us" or "our" are references to Sparkasse Bank Malta plc.

Spar Key

For all relevant documentation concerning the Spar Key application, kindly visit the designated page by clicking here.

Site Terms

This Important Information and these Terms and Conditions govern your use of this Site and by accessing this Site you agree to be bound by them.

The information provided in the pages of this Site, this Important Information and these Terms and Conditions are subject to change and update from time to time by updating this posting and your continued access to or use of this Site will constitute your acceptance of any such changes.

Whilst every effort is made to ensure accuracy of the information provided on the Site, changes or updates of any information, terms or conditions on the Site may not necessarily coincide with the actual change or update of any information, terms or conditions relating to a product or service.

Whilst every effort is made to ensure accuracy of the information provided on the Site, neither we nor any other person take any responsibility for the accuracy of the information provided and the use of such information is at your sole risk.

Copyright and Trademarks

Materials featured on this Site are copyright of Sparkasse Bank Malta plc and are covered by the provisions of the Copyright Act, by Maltese laws, policies, regulations and international agreements. This copyright material may be downloaded, displayed, and reproduced in an unaltered form only (retaining this notice) for personal, non-commercial use or for internal circulation within an organisation.

Authorisation to reproduce material from sites linked to this website must be obtained from the copyright holder concerned. To obtain permission to reproduce materials from this website, you may forward any requests and inquiries to: 


Third Party Information, Products and Services

Where we provide links to third party internet web-sites, such links are not an endorsement by us of any information, products or services in such web-sites. You use such links entirely at your own risk and we accept no responsibility or liability for the content, use or availability of such web-sites. We have not verified the truth or accuracy of any content of such web-sites.

This Site may also contain some material provided by third parties and we do not necessarily agree with the content of such material. In addition, we accept no responsibility or liability for the accuracy of such material.

No third party is permitted to link any other web-site to this Site without obtaining our prior written consent.

No Offer

Nothing on this Site should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment, product or service or to engage in any other transaction, or to provide any investment advice or service.

No Warranty

We make every effort to maintain the accuracy of the information on this Site but cannot accept responsibility for any prejudice, loss or damage which may occur from use of the information.

Sparkasse Bank Malta plc does not provide quality control of external links; the inclusion of any company’s or trader's name within the pages should not be construed as a recommendation of that company’s or trader's products and/or services.


To the fullest extent permitted by law, we and any other person involved with the provision and maintenance of this Site, shall not be liable for any direct, indirect or consequential loss or damage whatsoever whether in contract, tort, quasi-tort or otherwise, arising out of the use of or reliance on the information contained in the pages of this Site.

We reserve the right to modify, suspend or discontinue, temporarily or permanently, the Site or any part of it, with or without notice, at any time. You agree that we shall not be liable to you or to any third party for any such modification, suspension or discontinuance of the Site.


You shall hold us harmless from any loss or damage suffered by any person as a result of your breach of any of these Terms and Conditions.


If you obtain unauthorised access to any programs, data or other information which belong to us or our agent, you agree to treat such programs, data and information as confidential and agree not to disclose or make use of any of it (or any part of it) and will notify us immediately by contacting us at

Security Notice

In accessing this Site you accept that electronic mail and other transmissions passing over the Internet may not be free from interference by outside parties and may, therefore, not remain confidential.  Consequently, although we have made every reasonable effort to make our system secure, we cannot guarantee the privacy or confidentiality of any information passing over the Internet. Unless otherwise expressly allowed in a particular page of the Site, transmissions to us shall not be considered as instructions, requests to purchase or obtain any product or service, or complaints by customers relating to such products or services.


Each of the provisions of these Terms and Conditions is severable from the others, and if at any time any one or more of such provisions, not being of a fundamental nature, is or becomes illegal, invalid or unenforceable, the validity, legality and enforceability of the remaining provisions of these Terms and Conditions shall not in any way be affected or impaired.


No time or indulgence which we may extend to you nor any waiver by us of any breach by you of any provision of these Terms and Conditions shall affect our rights and powers hereunder.

Contacting Us about this Site

If you have any questions or comments about this Site or this Important Information or these Terms and Conditions, please contact us at

Governing Law

Maltese law governs this Important Information and these Terms and Conditions and all the information appearing on the pages of this Site is provided in accordance with and subject to Maltese law. Accordingly, by browsing or accessing this Site you have accepted Maltese law as the law governing the conduct and operation of this Site.

The Courts of Malta shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with this Site and its use and this Important Information and these Terms and Conditions.

This Site is designed for use in Malta and is not directed to, nor intended for distribution or use by, any person or entity in any jurisdiction or country where the publication or availability of this Site or such distribution or use would be contrary to local law or regulation. If you choose to access information on this Site, it is your responsibility to comply with the applicable local, national or international laws and any use of this Site outside Malta is entirely at your own risk. For guidance relating to your specific situation, please contact your legal adviser.

Should you decline to accept the above Important Information or any one or more of the above Terms and Conditions, we must ask you to immediately discontinue use of this Site.


Sparkasse Bank Malta plc 101 Townsquare, Ix-Xatt ta' Qui-si-Sana, Sliema SLM3112, Malta
Tel: +356 21 335 705 / Fax: +356 21 335 710